Life Insurance Company Reviews: Over 50 Carriers & Agencies Reviewed

by Jeff Root

Last Updated: June 2020Woman comparing life insurance company reviews

Choosing the right life insurance company makes a big difference when purchasing a life insurance policy.

You want a company that is financially stable, has good customer service, and offers great rates on the type of policy you are looking for. Below, we have reviewed over 50 of the biggest and best life insurance carriers on the market today.

We’ve broken them down into a few different categories to help you find the right company faster.

Before You Review a Life Insurance Company, Choose a Policy

Before choosing a company, you should first pick the type of life insurance and how much coverage you need.

After you know what type of policy you are looking for, compare the best companies that specialize in that kind of policy.

For example, some companies specialize in final expense life insurance. It wouldn’t make sense to review these companies if you need a term policy.

Reviews of the Best Life Insurance Companies

These are our top 10 picks for best life insurance carriers. However, this doesn’t necessarily mean that they are the best for you.

Click on the company to see a review of their life insurance business and policies.

No-Medical-Exam Term Life Insurance Companies

Term life insurance is the most popular type of life insurance policy. Most companies offer some sort of term policy, including our top 10 companies above.

Some companies offer term life insurance without a medical exam, which is one of the fastest-growing forms of life insurance.

Below, we’ve reviewed other companies with no-exam term policies.

Final Expense Companies

Final expense life insurance is typically designed for seniors. It offers smaller coverage amounts, usually under $50,000, to help cover burial costs and other final expenses.

These companies specialize in final expense policies.

Guaranteed Acceptance Life Insurance Companies

Guaranteed acceptance life insurance is designed for people with severe health problems who cannot qualify for any other policy. Below are a few company reviews that offer this type of policy.

Other Life Insurance Company Reviews

Below are reviews of life insurance carriers who offer multiple forms of life insurance. Most of these companies have both term and permanent products available.

Niche Life Insurance Companies

The companies reviewed below serve smaller markets or have niche life insurance products that serve more specific purposes.

Life Insurance Agency Reviews

Life insurance agencies don’t actually sell policies. Instead, they compare policies from one or more carriers to help you find the best fit for you.

Sometimes, these agencies are simply other businesses in the financial services or insurance industry who sell policies on behalf of life insurance carriers.

Below are the life insurance agencies that we have reviewed.

About Jeff Root
Jeff Root
is the owner of Rootfin. He is an independent life insurance agent, licensed in all 50 states & the District of Columbia. Jeff is also licensed to sell disability insurance and medicare insurance. Jeff is an accomplished author and a speaker at industry-leading insurance conferences around the US. He has helped 1,000's of people purchase insurance online and over the phone.

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