Last Updated: August 2020 When you apply for life insurance, every company will ask about your annual income because they need to justify the amount of life insurance coverage you’re applying for. Financial underwriting and life insurance go hand-in-hand and it is part of the process you need to accept and prepare for. The rest.. Read More
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Choosing a Life Insurance Agent: 3 Questions To Ask
Last Updated: August 2019 Unfortunately, bad life insurance agents do exist in the life insurance industry and it is important for you to understand how to choose the right life insurance agent. A life insurance agent that can truly tailor a policy for your needs and your family’s protection. When speaking with a life insurance.. Read More
Complete Guide: Accidental Death Insurance
Last Updated: August 2019 Accidental death life insurance can be a great alternative for consumers looking for life insurance but have struggled to get approved for traditional coverage. Accidental death coverage is often a much cheaper alternative and is guaranteed approval assuming you are searching for the offered coverage amounts and within the guidelines for.. Read More
What Hartford Life Insurance Exit Means To Policy Owners
Last Updated: March 2020 When you purchase life insurance, you probably don’t expect to hear midway through the term of your policy that your insurer will no longer be selling life insurance. In 2012, customers of the Hartford Financial Services Group learned that Hartford would no longer be selling life insurance policies, focusing its financial.. Read More
5 Options When Your Term Life Insurance Policy Expires
Last Updated: August 2020 If you’re about to outlive your term life insurance policy, then you may not know all your best options. It’s best to prepare for this before your term policy expires, but even if your policy has already expired, the advice below will help. We’ll show you all 5 options you have.. Read More
Life Insurance For Breast Cancer Survivors: Best Companies & How to Apply
Last Updated: February 2021 Breast cancer is a common illness that our agency sees when we first talk with women trying to purchase high risk life insurance. While some carriers will still decline life insurance coverage after breast cancer, there are several life insurance carriers that are very aggressive with underwriting breast cancer and can.. Read More
Elevated Liver Function Tests and Life Insurance[Get Approved]
Last Updated: May 2020 One of the most common abnormalities found in the lab work from a life insurance medical exam is elevated liver function tests. While you may have a good heart, regular blood pressure, and a healthy weight; an elevated liver function test can indicate risk to insurers, leading them to increase the.. Read More
Universal Life with a No Lapse Guarantee – Everything you Need to Know!
Last Updated: June 2019 Universal Life Insurance Policies with a “No Lapse Guarantee” are being offered at rates well below the guarantees of the past. We believe they are priced too low right now and that rates will continue to rise. We’ve had a ton of inquiries and questions regarding these policies, so here is.. Read More
United Home Life Insurance Review: Get Lower Rates with Better Companies
Last Updated: April 2020 Disclaimer: We are not United Home Life Insurance. We are independent life insurance agents and this is our honest United Home Life Insurance Review. If you’re considering United Home Life for a life insurance policy, you can probably do better. Below we’ll show you why comparing other life insurance companies will.. Read More
Lincoln Financial Life Insurance Review: Products, Ratings, & Compare with Other Companies
Last Updated: March 2020 UPDATE: Lincoln has made many enhancements to its product line. Every article we’ve seen regarding Lincoln Financial life insurance is outdated so if you see any discrepancies online, this information is current and correct. We often recommend Lincoln Financial term life insurance and have helped 100’s of people purchase a policy.. Read More
