Last Updated: September 2020 Quick Tip: Choose “Regular” health class on the quoter on the side of this page and view rates on the next screen. If you’re a well-controlled Type 2 diabetic diagnosed over age 50, you can qualify for the rates displayed. Otherwise, you can still get coverage (with no medical exam even), but.. Read More
Blog
Do You Have An Old Line Life Insurance Policy?
Last Updated: November 2020 If you’re looking for information about an Old Line Life Insurance policy, contact AIG customer service at 877-244-0304. When you call AIG, 99% of the time the customer service person won’t know who Old Line Life Insurance is. You need to tell them: “American General acquired Old Line Life in 2003.. Read More
Long Term Care Insurance Using A Life Insurance Policy: Best Options
Last Updated: July 2019 If you were to pass away, do you know what’s going to happen to your debts? They are going straight to your family. One way to combat this is to consider purchasing long term care either in the form of a rider on your life insurance policy or a standalone policy… Read More
What is a Collateral Assignment of Life Insurance?
Last Updated: July 2020 A collateral assignment of life insurance is a contract that allows the death benefit of a life insurance policy to be used as collateral for a loan. Collateral assignments are usually used in business loans. However, it can also be used for equipment loans, structured settlement buyouts, and other loans. How.. Read More
Senior Final Expense Information
With a standard life insurance policy, the idea is to provide coverage for the unexpected, primarily for the unexpected event of your early death, usually due to an accident or other unforeseen event. A senior final expense life insurance policy differs from a normal life insurance policy in that, rather than making provision for your.. Read More
Life Insurance With Chronic Back Pain
Last Updated: May 2020 Everyone needs adequate life Insurance. As any back pain sufferer knows, good life insurance at a reasonable price can be very hard to find. Life insurance with chronic back pain depends on several factors which we’ll discuss below. Typically we’ll be able to get you “Standard” or “Regular” rates. We will.. Read More
Life Insurance After Heart Stent Surgery: What Life Insurance Carriers Will Ask & How to Apply
Last Updated: March 2021 Obtaining life insurance after heart stent surgery can seem daunting but it does not have to be. High risk life insurance may be challenging at times but reputable agencies such as Rootfin have worked cases like these hundreds of times. If you have had a partial blockage in any of your.. Read More
Life Insurance For Grandchildren: The Benefits & How to Buy the Best Policy
Last Updated: July 2020 Many grandparents don’t know how to shop for life insurance for their grandchildren. Maybe you aren’t even sure if you want to buy life insurance for your grandchild yet. Below, we’ll explain why you might want to get a life insurance policy for your grandchildren, including the benefits for the grandkids’.. Read More
Life Insurance Blood Test: FAQs, How to Prepare, & Other Policy Options
Last Updated: October 2020 When you’re applying for life insurance, part of the application process is the life insurance blood test. This is not a fun part of purchasing life insurance, but to qualify for the most affordable life insurance rates, you will have to take a blood test and medical exam. During the life insurance.. Read More
The Best Life Insurance for 62-Year-Olds: Sample Rates, Types of Coverage, & Top Companies
Last Updated: October 2020 Quick tip: Instant life insurance quotes will be displayed immediately on the next screen by filling out the form on the right. One of the most important factors that life insurance companies look at is your age. Finding life insurance at 62 years old can be a bit more challenging.. Read More
