Last Updated: March 2021 Obtaining life insurance can be a burden and quite a hassle for some individuals but it does not need to be. Even for individuals with high-risk medical conditions such as anxiety. To obtain great rates for life insurance with anxiety, it is best to work with an independent agent and understand.. Read More
AICPA Life Insurance Review: Ratings, Policies Available, & Compare
Last Updated: March 2020 Many professional organizations and other non-insurance companies offer their members life insurance policies. AICPA is one of those organizations. This article will review the life insurance policies offered for CPAs by the AICPA. You’ll learn how their policies work, pros and cons, and who AICPA life insurance is best for. History.. Read More
Preferred Plus Life Insurance Rates: Underwriting Criteria, Tips to Qualify, & Compare Quotes
Last Updated: September 2020 Preferred plus life insurance refers to the best life insurance rate class that an applicant can qualify for. This means that if you qualify for preferred plus, you will pay the lowest premiums possible for your policy. Before we start, if you’re looking for preferred plus life insurance quotes, use the.. Read More
Life Insurance For Structured Settlement Buyouts: How It Works
Last Updated: September 2020 Structured settlements buyouts are often known to be tricky due to insurable interest being present to the life insurance companies at the time of completion. This can cause issues for individuals who need to complete a structured settlement buyout but do not know exactly what the best approach and methods may.. Read More
What Life Insurance Riders are Available? How Riders Can Help You
Last Updated: May 2020 Want to make plans for your family after you’re gone? Looking for ways to protect them while you’re still here? Life insurance riders are a fantastic way to add additional coverage to your life insurance policy without necessarily paying much higher premiums to do so. Life insurance is extremely helpful to.. Read More
Obtaining Life Insurance After Bariatric Surgery
Last Updated: June 2020 If you’ve had Bariatric Surgery (also known as weight loss surgery) in the past, then trying to get approved for life insurance, let alone at decent rates, can be a challenging concept. While having had bariatric surgery on its own is not considered to be high-risk life insurance, it does indicate that.. Read More
Life Insurance with Addison’s Disease[How It Really Works]
Last Updated: June 2020 For people suffering from Addison’s Disease, the thought of obtaining life insurance can be a daunting one. No one likes to go to the doctor and get told they aren’t in perfect health, and knowing you aren’t in perfect health as you walk in makes it even scarier for many people… Read More
The Truth About the MIB (Medical Information Bureau) & How it Affects Life Insurance
Last Updated: September 2020 We would like to clear up some of the misinformation floating around about the MIB (short for Medical Information Bureau). This article will explain why the MIB is good for everyone involved in a life insurance transaction. First, let’s get our information straight because many consumers have the wrong idea about.. Read More
Life Insurance for People with Bipolar Disorder: Learn What Underwriters Will Ask & How to Apply
Last Updated: March 2021 Securing affordable life insurance with bipolar disorder has come a long way in the last decade. While it is still considered high-risk life insurance, life insurance companies have become much more relaxed and capable of providing affordable life insurance coverage for individuals with bipolar disorder. In this article, we’ll cover what.. Read More
Life Insurance for People with Depression: Know What Underwriters Look For & How to Apply
Last Updated: March 2021 Anytime you are trying to secure high-risk life insurance, you may feel overwhelmed and confused by your options, and applying with a history of depression may complicate things even further. It is understandable and we see it all the time. Depression is no different and often has individuals afraid to apply.. Read More
