Last Updated: February 2021 There are dozens of different things that could cause you to be considered a high-risk applicant for life insurance. In general, high-risk life insurance policies are going to be more expensive, and in some cases, you could be declined for life insurance coverage altogether. The key to finding affordable high-risk life.. Read More
Life Insurance for Seniors Over 75 Years Old: See Rates & The Best Companies
Last Updated: March 2021 People over 75 years old can qualify for life insurance. Life insurance options for seniors over 75 are slightly harder to find, but you can almost certainly still find an affordable policy up to age 80+. Below you are going to learn how to find life insurance for this age group… Read More
Understanding The 2 Year Contestability Period for Life Insurance
Last Updated: July 2020 You may have heard before that if you purchase life insurance and die within a two-year period of the policy being opened, that the life insurance company can decline to pay your beneficiaries. This is completely true and is known as the Two Year Contestability Period. The rest of this brief.. Read More
Life Insurance After a Stroke: Learn What Underwriters Will Ask & Tips to Get Low Rates
Last Updated: April 2021 Obtaining life insurance after having a stroke doesn’t have to be difficult. In this article, we will show you how to get affordable life insurance after a stroke. You’ll also learn what you can expect when applying for life insurance, and tips to save on your life insurance policy. Can You.. Read More
Life Insurance Child Rider – Is It Worth It?
Last Updated: July 2019 Getting life insurance for yourself or your spouse a no brainer but many consumers are not aware that you can also add a child rider to your life insurance policy that can help add additional protection for your kids. The questions we typically get about child riders on life insurance are.. Read More
Life Insurance With Hepatitis C
Last Updated: May 2020 At Rootfin, we’ve assisted dozens of consumers with Hepatitis C to find affordable rates on life insurance. In fact, most of our clients were previously declined by another carrier. For these clients, with hepatitis C, finding the perfect carrier is key. Most importantly, don’t let anything stop you from getting life.. Read More
$10,000 Burial Insurance Quotes
Last Updated: September 2020 Finding an affordable $10,000 burial insurance policy is easier than most seniors believe if you know where to look. More and more folks these days have little to no savings in retirement which is why so many people are having to turn to burial insurance to ensure they don’t saddle their.. Read More
Life Insurance After a Heart Attack: Best Companies, Underwriting Questions, & How to Apply
Last Updated: March 2021 Anytime you have a high-risk medical health condition and want to apply for life insurance, you may feel overwhelmed and intimidated. It is common to feel this way after common health occurrences such as a heart attack. A heart attack will certainly classify you in the category of high risk life.. Read More
1 Million Dollar Term Life Insurance Policy: See Rates, The Best Companies, & How to Apply
Last Updated: July 2020 Securing a $1 million dollar term life insurance policy is a lot easier and cheaper than you might think. If you’re interested in seeing the cost, best companies, and how to apply for a $1 million life insurance policy, this article is for you. How Much Does a $1 Million Dollar.. Read More
Should I Convert My Term Life Insurance Policy?
Most term life insurance policies have a provision where during a specified period of your policy, you can convert to a permanent policy without going through underwriting again. Which means there is no medical exam and your rate class is the same as when you applied! (HUGE) While the vast majority of life insurance policies.. Read More
